Best Acca insurance offers: Top Acca insurance bookies for UK players in 2024
For most punters like me, a Saturday afternoon wouldn’t be complete without a football accumulator.
🧜Accumulators, or accas, as they have become affectionately known, are a big part of British betting culture, with hopeful bettors like myself slapping optimistic 8 folds on and gathering around the TV to watch the football results roll in.
🌊In my experience, acca bets can be a lot of fun, but they can also be frustrating. We’ve all had that horrible experience of seeing a late winner or loser throwing out your whole bet.
♕That is where Acca Insurance offers a step in. These will cover you in the event of one selection letting your entire acca down. While it won’t compensate your win, it will cover your losses, with the offer returning your original stake to, or in some cases, giving you a free bet to use.
My top 5 acca insurance offers 2024
What is acca insurance?
Acca insurance is a promotional feature that covers players against losses when they place an accumulator bet. In most cases, the bookie will return the player’s bets in cash or a free bet🐎 if one selection lets them down. I like to think of it as a safety option when I place acca bets,
📖Some bookies may even insure against more than one losing selection.
Best bookie with acca insurance: kwiff
The kwiffꦏ Acca Shield is a great acca insurance promotion for football fans. This promotion covers players if one selection on an acca featuring four or more selections lets them down.
The minimum qualifying bet for this acca is £5. Players will get their stake returned up to £20. When I tested out kwiff's Acca Shield over the weekend my refund was credited as a Surprise Bet by 6 pm on Monday.
| 👍 Pros |
|---|
| Easy qualifying criteria |
| A great option for football fans |
| 👎 Cons |
|---|
| Doesn’t cover any sports other than football |
Speaking of fivers, if you're like me and enjoy a little flutter here and there check out these £5 betting sites.
How does acca insurance work?
Acca insurance is a popular feature that protects a player’s stakes against a losing bet. Accumulator bets are particularly popular for events that are part of big football competitions.
🐼Example - We’ve all been there - an 8-fold accumulator coming in with minutes to go, only for a late goal to cost you everything. With acca insurance, players will receive some sort of compensation. This typically comes in the form of your stake being returned to you or a free bet.
Example Acca
Your acca covers:
- Southampton to beat Brentford
- Manchester City to beat Arsenal
- Liverpool to beat Aston Villa
- Chelsea to beat Everton
- Manchester United to beat Fulham
The first four results came in, but Manchester Unitedꦺ slumped to a defeat against Fulham. In this instance, you won’t win the bet, but your stake will be returned as a free bet or funds in your account. If, however, both Manchester United and Chelsea were to lose, then you would not be covered by acca insurance and your bet would be lost.
What are acca insurance selection requirements?
As with all bonuses and promotions, there are some terms and conditions a player will need to adhere to to make sure that they qualify for acca-insurance. To qualify for acca insurance, your acca will need to meet certain requirements these are typically around the odds of the bet and the number of selections made. Note: Each bookie will have their acca insurance results so like anything it's to shop around first, and take the offer with the best terms.
Paddy Power’s acca insurance bonus requires players to have at least four selections on their accumulator.
𒊎The minimum odds on each bet must be at least 1/5. So, if you have Man City to win at 1/10 on your accumulator and it somehow ends up losing, don’t expect your acca insurance to kick in and save you.
ไSome acca insurance offers will only apply to specific sports and can not be used with other bonuses such as bet-builders or price boosts. I recommend reading through the terms & conditions of each bookies’ acca insurance to make you understand when and how your acca insurance will be applied.
How to claim an acca insurance offer
🦂In my experience, bookmakers will automatically apply acca insurance to your bet providing it meets their minimum requirements. Getting signed up and placing an acca is also a nice easy process. Just follow these steps to take advantage of an acca insurance offer.
- Follow one of the bookmaker links provided and go through the signup process.
- Locate your chosen sport and find the markets you would like to bet.
- Place your accumulator, being sure to meet the minimum requirements. For example, if you need four selections at odds of 1/5 each, then make sure you have selected that.
- Confirm your accumulator. Your acca insurance will be automatically applied.
- Watch your bet unfold. If one selection loses, you will be either refunded your stake or given a free bet.
Things to look out for with acca insurance offers
When I'm looking to find the best acca insurance offer, here are the different things I look at for each operator.
Minimum odds
✨Bookies will list minimum odds per selection for accumulators, with some being much lower than others. For example, some bookmakers may only allow selections that are even and above, while others may allow you to place selections with lower odds than that.
While they may not add much to the overall value of your accumulator, sometimes you can’t resist throwing Manchester Cityℱ at home or a San Marino defeat onto your acca just to give it that little boost, and you will want to find insurance that covers these.
Minimum and maximum number of selections
🐼Most acca insurance style bets will cover you for four or more, but this might not always be the case. You want to make sure you are getting insurance on accas of all sizes, whether they are big or small, so be sure to avoid any acca insurance that doesn’t cover all of the bets you want to place.
ꦇIn most cases, bookmakers will not have restrictions on the maximum number of selections you can place, but it is always worth checking.
Refund value
𓆉Most bookmakers will only return bets up to a certain amount, while some will have fixed free bet returns. What I saw when testing out the bookies listed here is that some will provide a £10 free bet as insurance, regardless of the value of the acca.
🌟My advice is that you will always want to select the acca insurance offer that provides you with the biggest refund value or free bet.
Check how much you stand to win on your acca with our free bet calculator!
Why don’t all bookies have acca insurance?
🐻I wish I knew! Acca insurance is a great promotion and a brilliant incentive for players to sign up with a bookie.
🌊As someone who likes to place acca bets, I would prefer to see more acca insurance offers especially during football months. The good news is that acca insurance-style promotions are growing in popularity. As I come across more offers, I will update you all and this page.
I would like to point out that some bookies offer different twists on the traditional acca insurance offer. Bettors can instead expect to see promotions odds and price boost offers.
How do I know if a bookie has insurance?
♏If you are using a bookmaker that I haven’t listed here, then the best way to check if they have acca insurance is to check their promotions and offer pages. If you do not see an acca insurance promotion, then you could always drop the customer support team a quick message. Sometimes in my experience that can be faster than clicking around a website, or scrolling through fine print.
What does acca insurance mean?
Acca insurance means accumulator insurance. This is a feature that will see a player's stake returned up to a certain amount, or be credited back to them as a free bet if one selection costs them their accumulator.
About the author
Liam Hoofe
𝔉Liam is an experienced iGaming and sports betting journalist based in Cardiff. He has worked in the sports betting industry since 2017 and has provided content for some of the biggest casino and betting brands in the UK. He has also covered football and other sports for both regional and national newspapers.
Commercial content notice: Taking one of the bookmaker offers featured in this article may result in a payment to talkSPORT. 18+. T&Cs apply.
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